Mfj Roth Ira Limit 2024. Contribute the maximum roth ira amount: If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing.
You can leave amounts in your roth ira as long as you live. The roth ira income limits will increase in 2024.